Looking good is a big part of most young people’s lives that boosts self-confidence when it isn’t taken to the extreme. Finding your personal style, wearing outfits that are stylish yet won’t change with the different fashion trends are important aspects of dressing.
However, in society today there tends to be an obsession with consumerism, buying as much as possible to fit the model of a healthy person. Media outlets try hard to convince us that happiness equates a brand new television, a brand new e-reader, that one perfect pair of shoes, and so on.
Most people can see right through these ads but still fall for them because quite frankly they are effective (after all, advertising wouldn’t be a multi-billion dollar industry if ads weren’t effective). It’s easy to fall prey to wanting that new pair of shoes after being stuck in a train with pictures of the shoes worn by amazingly happy people, or watching ad after ad after ad of happy shoppers piling their shopping carts high as if moderation and money are foreign concepts.
Living out of these fantastic worlds that ads model, yet desiring the very things that seem to make these people happy is a challenge many young people have to face so here are practical ways to keep a tight reign on your bank account this holiday.
1. Budget: If you’re making a holiday list, don’t write down just the perfect gift for Uncle Tom, write down the perfect price and only allow yourself to go a certain limit above that ($5 for example. So if you have decided to only spend $30 on Uncle Tom’s gift and you find a great golf set for $32, you can still buy it without ruining your budget)
2. Leave the debit card at home: Only use credit cards or preferably cash to shop; that way you physically limit the amount of money you spend (if you take money) and the immediate damage done to your bank account (if you take credit cards).
3. Think in practical terms: Don’t look at a $100 pair of shoes and think of how gorgeous they are. Instead ask yourself, “How many times will I have the opportunity to wear this?” “What is $100 in terms of food?” “How many stock options can I buy for $100?” “How many books?” “How many hours would I have to work to make back $100?” Instead of looking at money as just figures, change it to something practical so that you know exactly how much you’re exchanging for that pair of shoes. 6 meals? 4 books? 5 hours at work? etc.
4. Go with a sensible friend who can keep you grounded and ask you hard questions such as “do you really need a glass jar for cookies when you can’t even bake?”
5. Practice the old un-named rule of walking away. If you really want something you didn’t specifically budget for, try walking away from it for about thirty minutes, coming back and deciding if you still want it or can do without.
6. For really unique fashion finds, go to small local stores instead of huge department stores and find the ‘discount’ stores around you that carries the same basics as other stores.
7. Avoid online shopping for clothes. If you must, read reviews. Make sure there is contact information and that you are 100% sure what you’re buying is what you’ll be receiving. Surprisingly, online shopping is perfect for jewelry as they tend to be cheaper online but make sure you do research before buying anything online.
8. Finally, for those times between seasons when you’re changing your entire wardrobe, look for outlets around you which would have the same outfits and accessories at much cheaper prices.
A few great gifts that either save money or go a longer way than a box of chocolates or a pair of new heels; give your friend tickets to a movie she wants to see and go with her, compile a list of books by your favorite authors and give them to him, invite everyone to your place and have a big fun potluck dinner or cook for them, give them a bible with useful prayers and promises highlighted or tab’d out, or take your secret santa out to dinner and listen to them (that’s a gift everyone wants!) let them talk about whatever, ask genuine questions about their lives, hope and ambitions for the coming year, and just be there for them.
The holidays can be a time when your bank account takes a downward dive, but it can also be a time when you practice smart shopping, and giving gifts your friends and relatives will remember for a long time.
Happy Holidays!
















